Things An Identity Thief Won't Tell You

Former identity thieves confess the tactics they use to scam you.

Check your bank and credit card balances at least once a week.
I can do a lot of damage in the 30 days between statements.

Credit cards have an embedded chip and require a PIN, which makes them a lot harder to hack. Here, I can duplicate the magnetic stripe technology with a $50 machine.

If a bill doesn’t show up when it’s supposed to, don’t breathe a sigh of relief.
Start to wonder if your mail has been stolen.

You throw away the darnedest things—preapproved credit card applications, old bills, expired credit cards, checking account deposit slips, and crumpled-up job or loan applications with all your personal information.

If you see something that looks like it doesn’t belong on the ATM or sticks out from the card slot, walk away. That’s the skimmer I attached to capture your card information and PIN.

Love that new credit card that showed up in your mailbox. If I can’t talk someone at your bank into activating it (and I usually can), I write down the number and put it back. After you’ve activated the card, I start using it.

From Reader's Digest Magazine

Are you happier than you think?

You're not glued to the TV
The happiest people spend 30% less time parked in front of the TV, according to a University of Maryland study that analyzed 34 years of data from more than 45,000 Americans. They’re more likely to spend time socializing, reading, or attending religious services—habits that are linked to better moods and health.


You have a healthy love life
Physical intimacy is a key contributor to happiness, found a study by Dartmouth economist David Blanchflower, PhD, and Andrew Oswald, PhD, of England's University of Warwick. Married people report 30% more sex than singles, which may be one reason they also report being happier.

You have two best friends
Among 654 married adults, those who said they had at least two “best friends” (not necessarily including one’s spouse) were likelier to have better mental well-being, says a study. But additional friends didn’t lead to any more happiness than just a pair.


From Prevention magazine

Stop paying the bare minimum on your credit cards!!!

Paying just the minimum on each card only prolongs the agony and increases the amount of total interest paid to your issuer. Save yourself over 20 percent in interest charges by fully paying off your credit card debt. Depending on your debt, you may add thousands to your wallet. Don't believe me? Try this Credit Card Calculator to see how many years it will take to pay off your balance based on your minimum payment. Results will shock you. Stop being a revolver to a card company.

Your favourite colour - What does it represent?

RED
Ah, the color of passion, anger and high blood pressure. Red is a primal color. It represents primal urges, like lust (“I must have you now!”) and fury (you know the phrase “seeing red,” right?). Yes, red is a commanding color: think of how stop signs get you to halt in your tracks and how you stand back when a red fire engine goes whizzing by.


YELLOW
Yellow is the color of the sun, vitality, power and ego... but it’s not a great indicator of romance. Watch out for self-centered, “me first” energy when someone prefers yellow to the rest of the rainbow.

Understanding people who love it: If yellow is your favorite color, temper your use of the word “I” when you’re interested in someone else. You can come across as too ego-centric otherwise. Now, if you’re dating someone whose favorite hue is yellow, make sure to jump in and share stories about yourself, since this person may not give you much room.


GREEN
Here is the heart of the matter: green is the color of love. (It’s no coincidence that we make our money in the same color...) Green is the color of life and abundance — leaves, grass, plants — it’s all about growing, expanding, and living. So why don’t we give ferns instead of roses on Valentine’s Day? Because green is about expansive, humanistic love and acceptance, not bodice-ripping romance. What’s more, green is a nice-person color, a “do-gooder, be-gooder” kind of color. This person has a warm heart. Passion is probably in there somewhere, buried under their integrity and honor.

Understanding people who love it: If you love green, you put the greater good before your own good — but try a little selfish behavior once in a while.

7 degree rise?

Balance Sheet of Life

Our Birth is our Opening Balance!
Our Death is our Closing Balance!
Our Prejudiced Views are our Liabilities
Our Creative Ideas are our Assets

Heart is our Current Asset
Soul is our Fixed Asset
Brain is our Fixed Deposit
Thinking is our Current Account

Achievements are our Capital
Character & Morals, our Stock-in-Trade
Friends are our General Reserves
Values & Behaviour are our Goodwill

Patience is our Interest Earned
Love is our Dividend
Children are our Bonus Issues
Education is Brands / Patents

Knowledge is our Investment
Experience is our Premium Account
The Aim is to Tally the Balance Sheet Accurately
The Goal is to get the Best Presented Accounts Award

Self-drive cars on roads within 10 years

Test will start next year on cars that "drive themselves" in an initiatives which could become a reality within 10 years. Read more here.

I say that this will be the next big thing for the car industry. Even Google had join the race.

OCTOBER 2010 - Do You Know....

This October has 5 Fridays, 5 Saturdays & 5 Sundays, all in one month!

It happens once in 823 years.

These are called money bags based on Chinese Feng Shui.

Very interesting, eh.