Look at the red line! While the economic crisis took place, it does not effect that category. You can see that credit card loan took a plunge but with education cost rising and with emphasis on the "get a good education", I wonder who is really benefiting on this. The masses, I doubt!
I'm not saying don't get an education, but I think education has become more of a business rather than preparing a human capital for a country progress.
The university churns out graduates who after that chase for that little job openings. In the end these kids got no job after years of high hopes and left with problems to settle their education loan. One of the example here.
I pity them, but there must be a solution to it. Do you know?